Mortgage Lenders » mortgage lenders

How do you get the best mortgage deal?

admin — Sat, 05 Jun 2010 04:32:59 +0000

We have been pre-approved by a mortgage company. The mortgage company has recommended a real estate agent. I am a little leary of going with this real estate agent, however, because, being a first time home buyer, I need a lot of guidance. I am afraid that, being tied to the mortgage broker, the real estate agent might not fight to get us the best mortgage deal (if it happens to be with a company other than the original mortgage broker’s).

How do you go about getting a good mortgage deal?

first of all, the real estate agent is not there to get you a deal on a mortgage – that is either your responsibility or the mortgage broker’s responsibility. The agent is there to put you in a house (show you houses, explain the offer/acceptance routine, be there at closing and walk you through the purchase process).

If you do not trust you mortgage broker to get you a fair deal, then you can start calling around to banks in your area and inquire about their rates. This means, however, getting a new pre-approval and starting from scratch on the mortgage. Being a first-time buyer, if you go this route, you are going to have to educate yourself regarding rates and points and buy-downs.

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Technorati Tags: mortgage, mortgage lenders

Another disgruntled First Franklin Home Loan Services Client

admin — Sat, 05 Jun 2010 02:05:06 +0000

I have been trying to work with First Franklin Home Loan Services in lowering my interest rate and or monthly payment. They have not been willing to work with me and I am now on my way to bankruptcy court. If you can help me work with First Franklin Home Loan Services please email me: nmahlow@yahoo.com thank you in advance for any help you may bring to me and my family.

Duration : 0:9:9

Technorati Tags: bankruptcy horror stories, foreclosure, mortgage lenders

Los Angeles Mortgage Broker Explains Short Pay Refinance

admin — Sat, 05 Jun 2010 01:51:32 +0000

http://www.mortgagehelplosangeles.com If the market value of your home is currently less than you owe your bank, AND if you are current in your payments and your credit is still in good shape, you may qualify for a new mortgage refinance approach that will reduce your principle to 90% of the current market value AND keep your credit intact. Details are included in this video or you can call Bill Rayman, Senior Vice President of Los Angeles Based Mortgage Capital Partners, to discuss solutions currently available to you. Call 310-453-4016 or read more on this blog http://www.mortgagelosangeles.blogspot.com

Duration : 0:8:31

Technorati Tags: Beverly Hills, Culver City, debt consolidation, Hollywood, home finance, home loan lender, home loans, home refinance, Long Beach, los angeles, Manhattan Beach, marina del rey, mortgage, mortgage brokers, mortgage companies, mortgage lenders, mortgage rates, Pacific Palisades, Pasadena, Refinance, santa monica, short pay refinance, venice

Los Angeles Mortgage Broker Explains FHA Financing

admin — Fri, 04 Jun 2010 06:40:30 +0000

http://www.MortgageHelpLosAngeles.com. Before sub-prime mortgages, where consumers interested in getting reasonable interest rates on loans with small down payments, marginal credit scores, and/or high payment to income ratios were able to get funding, there was the FHA. The FHA was set up to help those with more difficult loans get insurance for the payments, so that lenders would be willing to fund the loans. Bill Rayman is a very successful Los Angeles Based Mortgage Broker who can help you find the perfect approach to maximizing your goals in home purchases, refinances, or investments in property. This video explains the details of FHA financing. To reach Bill Rayman, call him at 310-295-2900 ext 113. Visit his blog at http://www.mortgagelosangeles.blogspot.com

Duration : 0:9:43

Technorati Tags: Culver City, debt consolidation, FHA financing, home finance, home loan, lender, los angeles, marina del rey, mortgage, mortgage brokers, mortgage companies, mortgage lenders, mortgage rates, Refinance, santa monica, venice