Posts Tagged ‘mortgage broker’

LoanSifter 3 0 Webinar: Email Campaign – Part 2

June 4, 2010 - 9:02 pm No Comments

Watch this live webinar where I show you how easy it is to create personalized email campaigns, updated with scenario-specific pricing, right from your LoanSifter account!

LoanSifter is an online Product and Pricing tool used by Mortgage professionals. Don’t just search for the best pricing, let your search engine make you smarter! Let us track for rate improvements and email you notifications. Set up automatic email campaigns to keep your borrowers updated on pricing changes as well…and all based on individualized, scenario-specific pricing!

Email me at: jana@loansifter.com for more information and contact me to find out how to receive 25% off your first month of service!

Duration : 0:9:0

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LoanSifter 3 0 Webinar: Search and Monitor

June 4, 2010 - 9:01 pm No Comments

Watch this live webinar where I show you how easy it is to search, save and track pricing in your LoanSifter account!

LoanSifter is an online Product and Pricing tool used by Mortgage professionals. Don’t just search for the best pricing, let your search engine make you smarter! Let us track for rate improvements and email you notifications. Set up automatic email campaigns to keep your borrowers updated on pricing changes as well…and all based on individualized, scenario-specific pricing!

email me at: jana@loansifter.com for more information and contact me to find out how to receive 25% off your first month of service!

Duration : 0:11:0

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LoanSifter 3 0 Webinar: Email Campaign – Part 1

June 4, 2010 - 9:00 pm No Comments

Watch this live webinar where I show you how easy it is to create personalized email campaigns, updated with scenario-specific pricing, right from your LoanSifter account!

LoanSifter is an online Product and Pricing tool used by Mortgage professionals. Don’t just search for the best pricing, let your search engine make you smarter! Let us track for rate improvements and email you notifications. Set up automatic email campaigns to keep your borrowers updated on pricing changes as well…and all based on individualized, scenario-specific pricing!

Email me at: jana@loansifter.com for more information and contact me to find out how to receive 25% off your first month of service!

Duration : 0:10:29

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Mortgage Broker’s Alternative Income Stream

June 4, 2010 - 9:00 pm 2 Comments

Learn how mortgage brokers and loan officers can create a six figure residual income stream without leaving the mortgage industry. Plug into a turnkey internet marketing system that will create additional income and can be used to improve your present business.www.BrokersFriend.com. 518-424-1358

Duration : 0:1:18

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LoanSifter 3.0: Investigate the Search Page

June 4, 2010 - 8:57 pm No Comments

On April 5, 2009, Loansifter will launch its latest release: Version 3.0. Current users will see their system automatically upgrade for no additional charge. New and current users alike should view this video for a sneak peek of how powerful this engine really can be.

For more info, and a DISCOUNT on your first month of service, email: jana@loansifter.com
For more info, and a DISCOUNT on your first month of service, email: jana@loansifter.com

Duration : 0:1:22

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First Time Home Buyers Guide / Mortgage Overview

June 4, 2010 - 8:51 pm No Comments

Learn about the mortgage process in 8 minutes. find out what every First time buyer should know before speaking with their bank about arranging their mortgage financing. Ensure you are working with a mortgage expert that has your best interest in mind and can get you the best interest rates for your home purchase, refinance or mortgage renewal.

Duration : 0:8:44

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Mortgage Refinancing Secret Exposed www.RefiAdvisor.com

June 4, 2010 - 8:50 pm 2 Comments

http://www.refiadvisor.com Did you know that your lender has a dirty secret that costs you thousands of dollars unnecessarily? Get free mortgage videos that save the average homeowner $1200 per year. Visit RefiAdvisor.com for more.

Duration : 0:8:8

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LoanSifter 3.0: Overview Video

June 4, 2010 - 8:50 pm No Comments

LoanSifter is the premiere product and pricing engine for mortgage professionals. Search, Save and Track Current pricing on all of you borrower-specific scenarios. Upload your closed files from your LOS system and allow LoanSifter to inform you of your best Refi opportunities. And create quick and easy email campaigns where you can keep your borrowers and realtor partners informed of daily, weekly, or monthly rate updates.

Contact Jana Conley for more information – and ask about how you can receive 25% off your first month of service: jana@loansifter.com

Duration : 0:2:53

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How to Stay in Your Home Mortgage Free For a Very Long Time – Techniques They Don’t Want You to Know

June 4, 2010 - 1:43 am No Comments

Visit http://Mortgage-bad-credit.us for free mortgage calculators and mortgage rates..

Almost anyone can get a mortgage so unless you have unbelievably bad credit you will have no problem getting a mortgage for your new home. If you have a few blemishes on your credit report you will still be able to get a home mortgage loan. You can find mortgages online and offline that can hook you up with a great mortgage no matter what your credit looks like.

If you have poor credit what you will have to find is a good subprime lender. If your credit score is under 620 you will have to get a subprime mortgage. You will find yourself in this category if you usually pay your bills late, the later you pay them the worse your credit score is going to be as a result. When you are talking to lenders about getting a mortgage they will not actually use the word subprime but that is what the mortgage will be. They have stopped using these sorts of words because they tend to scare customers away.

Getting a home mortgage loan is simple if you have excellent credit and even if you shop around you will not find that the rate vary that much. But if you do have bad credit then shopping around is a must. Rates can be very different from lender to lender. The reason for this is because all of these subprime lenders will decide what kind of risk you pose in a different manner. So if you have a low credit score then you absolutely have to shop around for the best possible rate.

The interest rate on a subprime loan is higher than that on a prime mortgage loan. Before a lender will give you a rate on a mortgage they will have to do risk assessment on you. This means that they will do what is called risk based pricing to come to a final rate for your loan. SO while your interest rate is higher from these lenders just how much higher will depend on several different factors. Such as the amount of down payment that you have, the size of the loan, your credit score and report and even the amount of money you have to pay each month towards your other debts.

You could also have to face some penalties if you decide to pay off the loan early. So down the road and your credit has improved if you then want to refinance the loan you will be hit with hefty fines. These loans may also have balloon payments. With a balloon payment you will have to pay the entire loan amount after only a few years all at one time. If you cannot do this you will then be forced to get a new loan to cover the first. And some loans will even have a combination of the above.

There are many shifty lenders out there that will take advantage of subprime borrowers. They will use the fact that you cannot get a good loan from some other lender against you in order to make more money off of you. Some common ways that these lenders act in a predatory manner are by having unbelievably high interest rates and fees. Some of these lenders will even lie to customers like you and tell them that their credit score is much worse than it really is in order to keep them from trying to get a better loan somewhere else.

Another predatory act is to try to get customers to refinance on a regular basis. They will tell you that you will be saving money but in actuality all you are doing is paying them more money in closing and other costly fees. They then rolled these new fees into the amount that you owe. Some lenders even go so far as to give home loans to people that they know will not be able to pay them off. By doing this they can then foreclose on the home and sell it off for their own profit.

Before you meet with any lenders you need to find your own credit score. This will keep you from being mislead by lenders. Then do some serious mortgage shopping in order to find the lowest possible interest rte. This is the way to save on your home mortgage.

Duration : 0:2:33

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